Travel Insurance

Travel insurance covers, among other things, claims resulting from acute illness or injury while traveling are covered. This includes:

• Expenses for treatment by an authorized physician and doctor-prescribed medication.
• Doctor-prescribed hospitalization and treatment.
• Transportation by ambulance
• Medical transportation
• Hotel accommodation and meals (If treatment that would otherwise require hospitalization can be performed on an outpatient basis).

If you are hospitalized for more than half of your holiday trip, you will be reimbursed the full amount of your trip. If the hospitalization is shorter, you will be compensated for the lost vacation days.

Covers reasonable travel and accommodation expenses for 2 people who are called out to the insured due to their serious, acute illness or severe injury.

Covers up to 1,667 DKK per day.

The insurance covers necessary additional travel costs incurred by the insured as a result of a holiday trip having to be interrupted before planned

In addition, the insurance covers delayed departure and return if the insured person arrives late for a flight, bus, ship or train through no fault or unforeseeable circumstances.

‍

Delayed arrival: up to DKK 19,009 per day. per person.

Delayed departure and return: up to DKK 1,269 per day. per person.

No deductible on rental vehicles: Covers up to DKK 6,335 in deductible on fully insured rental vehicles.

‍

No deductible on holiday home: Covers up to DKK 8,238 per week if the holiday home cannot be used due to fire, theft, water damage or as a result of natural disaster.

By default, travel insurance covers a travel period for 30 days at a time. The travel period can be extended up to 60 days.

You can choose whether you want your travel insurance to cover in Europe or worldwide.
‍

• EU travel insurance: EU, Norway, Iceland, Lichtenstein, Switzerland, United Kingdom and Turkey.
• Travel insurance World: Covers all countries worldwide.

You and the rest of your household will be covered for all prepaid expenses for an upcoming trip abroad if you cancel your holiday due to illness, accident or death - either between the travelers or in the immediate family.
‍

If civil war, terrorism, natural disasters or epidemics suddenly occur at the desired destination, you can also use the cancellation insurance.

Our travel insurance covers international travel and offers two geographical coverage areas.

• EU countries: This includes Norway, Iceland, Liechtenstein, Switzerland, Turkey and the UK.
• Worldwide: This area covers all countries globally.

As standard, travel insurance covers private vacations and study trips of up to 1 month. If you plan to be away for a longer period of time, you can extend the coverage to include trips of up to 60 days. This requires you to purchase an extended travel period.

If you fall ill or are injured before departure, your cancellation insurance may cover the costs, provided it is an acute or serious illness or injury. Follow these steps: Contact your tour operator first to check the possibility of reimbursement. If the tour operator is unable to reimburse your expenses, report the matter to us. We will then assess whether you are eligible for compensation through your cancellation insurance.

Yes, travel insurance also covers skiing vacations. When you take out travel insurance with us, you are covered for all trips abroad all year round. This includes both relaxing beach vacations and active holidays such as ski trips in snowy surroundings.

Travel insurance does not cover vacations and travel in Denmark. Instead, you are covered by your regular insurance policies, such as: Home insurance: Covers damage such as fire, water and theft damage to your belongings. Liability insurance: Covers if you cause damage to other people or their property. Free online medical assistance: Included in your home insurance, so you can get medical assistance in the evenings and on weekends. Yellow health insurance card: Gives you access to medical care as normal in Denmark. Roadside assistance: If you've added roadside assistance to your car insurance, you can get help around the clock.

It's often a good idea to investigate any coverage via your MasterCard from the bank before you choose to take out travel insurance with us, as otherwise people often end up being double insured, which makes no sense. Basically, you're covered with travel insurance on Mastercard if you have either Gold, Platinum or World Elite. If in doubt, you can always contact your bank to find out more about your coverage.