What does Motorcycle Insurance cover?
Enjoy the freedom of your motorcycle without worrying about mileage restrictions. Our motorcycle insurance gives you flexibility and peace of mind every time you hit the road. Naturally, the insurance includes statutory liability insurance that covers you if you cause damage to other people or their property. You also have the option to customize your motorcycle insurance to suit your needs with coverages such as comprehensive insurance, auto assistance and year-round riding.
Liability coverage is the statutory part of your car insurance and protects you financially if you cause damage to other people or their property while driving.
Coverage includes:
- Personal injury: If you cause physical injury to others in a traffic accident.
- Damage to other people's property: For example, if you damage another car, building, bicycle or anything else.
As standard, the insurance covers the period March 1 to November 30. If you want other driving periods, this can be selected.Driving periods that can be selected:
- 01.04-30.09.
- 01.03-30.11.
- 01.01-31.12 (All year driving)
Comprehensive insurance gives you extra security by covering damage to your motorcycle, whether the damage occurs in traffic or as a result of other unforeseen events.
Coverage includes:
- Road traffic accidents: regardless of whether you are at fault for the accident.
- Theft and vandalism: Protection if your motorcycle is stolen or damaged.
- Fire and weather damage: Cover against damage caused by fire, storm or flood.
- Parking damage: Damage to your motorcycle while parked.
- Glass and stone damage: Repair or replacement of broken windows.
Comprehensive insurance gives you peace of mind as your car is protected against most unforeseen events. It is the deductible selected on the policy that applies in the event of a claim.
With Autohelp you are covered for roadside assistance in Denmark and 25 km south of the Danish-German border and along the E65 transit route between Malmö and Ystad. The coverage includes:
- Breakdowns and accidents: If your motorcycle can no longer drive, either as a result of a technical problem or accident.
- Starting problems: If your motorcycle cannot start, has a flat tire, or if you run out of fuel or power.
- Passenger repatriation: If you as the driver are injured and cannot continue driving in Denmark, we cover transportation of passengers to a common destination.
With Auto Assistance, you get the assistance you need when you need it and avoid worrying on the road. Find out more about Autohelp here.
If you want to ride your motorcycle all year round (instead of just from March to November), this is an option.
Driving periods that can be selected:
- 01.04-30.09.
- 01.03-30.11.
- 01.01-31.12 (Year-round driving)
Motorcycle insurance
with great benefits
Free choice of workshop
You choose which workshop repairs your motorcycle.
Driving all year round
Choose “year-round driving”. Then you're not limited to riding only between March and November.
Get a 15% bundle discount
When you combine your home insurance with e.g. motorcycle insurance and another insurance.
Frequently Asked Questions
Below, you can find answers to frequently asked questions. Additionally, you can download the terms and fact sheet for the
Motorcycle Insurance.
When you have sold your motorcycle, we automatically receive a message from the Motor Register informing us that the motorcycle has been re-registered to a new owner or deregistered. Based on this information, we cancel your insurance. If you have a credit balance, it will be refunded.
Yes, motorcycle and moped riding is covered by accident insurance. However, if you participate in extreme sports, such as motor racing, you must have the optional Dangerous Sports cover to be covered.
Yes, you can transfer your seniority from another insurance company. To do this, you need to provide us with the name of the previous insurer and your policy number from there.
When you have sold your motorcycle, Fælles Forsikring automatically receives notification from the Motor Register that the motorcycle has been re-registered to a new owner or deregistered. Based on this information, your insurance is deregistered. If you have a credit balance, it will be refunded.

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