Dog Insurance

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What does a Dog Insurance cover?

Take good care of your dog with insurance that provides peace of mind. Create a customized insurance solution with flexible coverage options to ensure your dog gets the best protection.

Dog liability

Dog liability insurance covers your liability for compensation if your dog causes damage to other people, their property or animals.

The insurance also covers if your dog causes damage during training, competitions, exhibitions or similar events organised by clubs or associations (but not damage to extras or their equipment).

There is no excess on the statutory liability cover.

Illness and accident (Incl. online vet)

Dog health insurance is lifelong and covers if your dog becomes ill or injured. It covers reasonable and necessary expenses for examinations, treatments and medication of the insured dog in connection with illness or injury. There is a fixed deductible on the insurance, 15% of the vet bill.

You can choose between two different sums insured: DKK 20,000 per year or DKK 40,000 per year.

In addition, the dog insurance also covers the following:

  • Dental treatment
  • Rehabilitation, chiropractic and osteopathy
  • Free online veterinarian. With dog health insurance, you get access to free online veterinary care via iVet.

Medicine and dental

Covers medication prescribed by the veterinarian for the dog after an injury or illness.

  • Teeth are covered in connection with acute traumatic dental fracture of permanent teeth, but not dental crowns.

Dog life insurance

Dog life insurance can be purchased if you have taken out dog health insurance. It covers the following: Replacement of the sum insured for your dog in the event of death or euthanasia as a result of a covered illness or injury. Covers up to the selected sum insured if your dog dies as a result of an accident or illness. Dog insurance covers up to 50% of the sum insured if your dog is lost or stolen and not found within three months.

This cover is subject to amortisation.

  • 8 years = 20% depreciation
  • 9 years = 25% depreciation
  • 10 years+ = 30% depreciation

Extended dog liability

The extended dog liability insurance covers your liability for injury to extras during training, competitions, exhibitions and similar events organised by a club or association. The insurance also applies if the injured party has contributed to the injury through their participation.

In addition, the extended insurance covers property damage to the dog sitter's property or animals, up to DKK 10,000, for up to 30 days if the dog is being looked after privately.

There are no deductibles on the extended liability cover.

Benefits

Dog Insurance

with great benefits

Veterinary help by phone

Get free veterinary help over the phone

Get a 15% bundle discount

Save 15% when you combine home insurance with dog insurance and another insurance policy.

Low deductible of 15%

A fixed low deductible so even the smallest vet bills can be covered

Questions and answers

Frequently asked questions


Below, you can find answers to frequently asked questions. Additionally, you can download the terms and fact sheet for the

Dog Insurance.

Is it a legal requirement to create a dog liability insurance?

Yes, dog liability insurance is required by law and must be created before your dog turns 4 months old. It is recommended to take out the insurance as soon as possible when you become a dog owner to be covered in case of an accident. Dog liability insurance covers your liability for damage your dog causes to other people, animals or property. It also covers injuries that occur when your dog participates in training, competitions, exhibitions or other events organised by clubs or associations.

In what cases does dog liability insurance cover?

Statutory dog liability insurance covers if your dog causes damage to other people, their property or animals. Examples of situations where the insurance covers include: Damage to household goods, furniture etc. when you are visiting others. Hospital expenses for people your dog has injured. Damage to other people's cars. Damage to other dogs or animals.

What does dog health insurance cover?

Dog health insurance covers if your dog becomes ill or injured. The insurance includes: Examinations and treatment. Medication and reimbursement of prescription medication. Forsia Insurance covers 85% of the expenses covered by the insurance.

Can I use the online vet for my dog abroad?

Yes, you can use iVet's veterinary team, who are ready to help you whether you are in Denmark or abroad. They can assist you with advice and guidance even when you are on holiday or travelling.

What is the sum insured for dog insurance cover?

Dog health insurance can be taken out with a sum insured of DKK 20,000 or DKK 40,000, while life insurance covers up to DKK 15,000.

Can the dog insurance continue if the dog changes owner?

Yes, the dog insurance can be transferred to a new owner. You can contact us on phone number: 40 50 84 84 84 for more information.

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Dog Insurance

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