Car insurance for driving school car?
What is driving school car insurance?
Driving school car insurance is a specially adapted car insurance that covers the special risks associated with driving school driving. Since students do not have a driving licence and are in training, there is a higher risk of accidents, which makes special insurance cover necessary.
What does a driving school car insurance cover?
There are several important coverages that a driving school car insurance should include:
- Liability insurance: Covers damage to other persons, cars or property that learners may cause during driving lessons.
- Casco insurance: Covers damage to the driving school car itself in the event of an accident, vandalism or theft.
- Driver Accident Insurance: Covers injuries to driving instructor or learners in the event of an accident.
- Roadside assistance: If the driving school car stalls or becomes involved in an accident, roadside assistance can be an important cover.
- Replacement car: Ensures that the driving school can continue operation if the car is in repair after an injury.
Why is specialist insurance necessary?
A regular car insurance policy does not cover the risks associated with driving lessons. A driving school car is often subject to sudden and unforeseen incidents because the car is used by students who have no experience in driving a car. That is why it is crucial that insurance is tailored to driving school driving.
How much does a driving school car insurance cost?
The price of a driving school car insurance policy depends on several factors:
- Value and model of the car
- Scope of insurance coverage
- The driving instructor's experience
- History of injuries and accidents
- Geographical location of the driving school
You may want to obtain quotes from several insurers to find the best coverage at the most competitive price.
How do you choose the right insurance for your driving school car?
When choosing an insurance policy, you should consider the following:
- Comprehensive coverage: Make sure that the insurance covers both liability, casco and personal injuries.
- Flexible terms: Some insurance companies offer tailored solutions depending on the needs of the driving school.
- Service and claims management: Study how quickly and efficiently the insurance company handles damages.
- Price vs. Coverage: The cheapest choice isn't always the best -- choose an insurance policy that gives you the most value for money.
Insurance companies with specialized solutions for driving schools
Several insurance companies offer specific insurance solutions for driving schools. It can be advantageous to choose a company with experience in the industry, as they often have a better understanding of the special needs that apply to driving school driving.
Conclusion
Driving school car insurance is an important part of running a safe and responsible driving school. It protects both the driving school car, the students and the driving instructor in the event of an accident. Make sure you choose insurance that provides comprehensive coverage and flexible terms so you can focus on giving your students the best driving lessons possible.
Want advice on which insurance is best for your driving school? Contact us for a tailor-made solution.
Contact Joint Insurance by phone number +45 40 50 84 84 or sign you up for a call by press here.
