Who is covered by travel insurance?

Travel insurance offers peace of mind when you travel the world, but it's important to know who the insurance covers. At Joint Insurance, we offer flexible solutions so that you and your family can travel safely. In this article, we review who is covered by travel insurance, what coverage options exist and what you should be aware of.

Who covers travel insurance?

The travel insurance from Joint Insurance covers different groups of people depending on the type of insurance. Here are the most common categories:

Individual travel insurance

Individual travel insurance covers you personally on your travels. It is ideal for you travelling alone or with friends, where everyone has their own travel insurance. This type of insurance insures you against unforeseen expenses for illness, transportation home, theft and much more.

Family Travel Insurance

Family travel insurance covers the entire household. This means that both you, your spouse or cohabitant, and your children are protected when traveling together. In some cases, insurance may also cover children under 18, even when traveling alone or with other adults.

Senior Travel Insurance

For people over a certain age, typically 65, we offer special senior travel insurance. This insurance takes into account any additional health risks and ensures that you can still travel safely, even if you have a chronic illness or previous medical history.

Youth Travel Insurance

Young people who are going backpacking, study trip or sabbatical abroad can benefit from youth travel insurance. It covers medical care, repatriation and responsibilities while out in the world on adventures.

Business travel insurance

If you are travelling in connection with your work, business travel insurance can insure you against unforeseen costs related to illness, accidents or loss of luggage. In many cases, the employer can take out business travel insurance that covers employees on business trips.

What situations are covered by travel insurance?

Regardless of the type of travel insurance you have, it's important to know the scope of coverage. At Joint Insurance, we offer comprehensive travel insurance that covers:

• Illness and Injury — If you get sick or get injured, we cover medical, hospital and medical expenses.
• Home transport — Ensures that you can return home if you cannot travel as planned due to illness or accident.
• Baggage — Compensation if your luggage is delayed, stolen or damaged.
• Liability coverage — If you accidentally cause damage to others or their belongings.
• Cancellation — Covers you if you have to cancel your trip due to illness or other unforeseen events.

Read more about our travel insurances and find the right cover for you.

Important Considerations Before You Travel

Before you take out travel insurance, there are some important things you should consider:

• Are you traveling alone or with family? If you are traveling with family, a family travel insurance can be the best and most economical option.
• Do you have a chronic illness? If you have an existing illness, make sure it is covered by insurance.
• How often do you travel? If you travel several times a year, an annual travel insurance policy may be a cheaper option than a single travel insurance policy.
• What area are you traveling to? Insurance coverage may vary depending on whether you are travelling within Europe or to the rest of the world.

Why Choose Joint Insurance?

At Joint Insurance, we understand the importance of safety when you travel. We offer flexible travel insurance that can be tailored to your needs, whether you are travelling alone, with your family or for work.

We also offer:

• Fast and effective injury treatment
• Coverage tailored to your specific travel needs
• Possibility to combine travel insurance with other insurances for better protection

Find the right travel insurance today

Not sure which travel insurance is best for you? Contact us today and let us help you find the right coverage. You can read more about our insurances and find the best solution for your trip.

Make sure you are well covered — so you can travel safely and worry-free!

Get a quote on your insurances now! Call us on 40 50 84 84 or sign up for a specials